Home Loans

Home Home Loans


    In this era of the fast-paced world, owning your home is everyones dream. However, ever-rising real estate prices make it difficult for many home buyers. With WishLoan, a prominent home loan consultant, you can buy your dream home. How long you will continue to pay rent? Furthermore, the increased social reputation provides comfort to our souls. It cant be described in words.

    Backed by our vast experience in the home loan, we offer the best customer-centric home loan in Gujarat at affordable rates. Keeping in view your concerns, we have collaborated with leading banks to disburse the best home loan in Gujarat. The best bank for a home loan that we have collaborated with provides a home loan for your long-cherished dream.

    You would appreciate that investing in a home is not similar to other assets, like a car or bike. With a home loan, you are building an asset that appreciates with time. Therefore, a home loan is beneficial in the long run.

    Benefits of a home loan

    • Tax benefit
    • Appreciation of assets in the long run
    • No prepayment charges
    • Balance transfer facility
    • High repayment tenure
    Are you looking for the best home loan with a transparent process? End your search with Wish Loan. Apply for a home loan now.

    Interest Rates For Salaried Borrower

    SlabFloating Interest rates
    Up to Rs.35 lacsRR + 2.70% (7.60%) – RR + 3.15% (8.05%)
    Rs.35 lacs to ₹75 lacsRR + 2.70% (7.60%) – RR + 3.30% (8.20%)
    Above Rs.75 lacsRR + 2.70% (7.60%) – RR + 3.40% (8.30%)

    Interest Rates For Self - Employed

    SlabFloating Interest rates
    Up to Rs.35 lacsRR + 2.80% (7.70%) – RR + 3.30% (8.20%)
    Rs.35 lacs to Rs.75 lacsRR + 2.80% (7.70%) – RR + 3.45% (8.35%)
    Above Rs.75 lacsRR + 2.80% (7.70%) – RR + 3.55% (8.45%)

    Eligibility Criteria

    A home loan is disbursed against the property to be purchased as collateral. If you are seeking this type of loan and want to check your eligibility, then kindly read the lenders eligibility criteria:


    You must be above the age of 21 years of age at the time of the commencing of your loan, and up to 65 years or less at home loan maturity.

    Salaried Person – 21 years to 58 years
    Self-Employed Person – 25 years to 65 years


    Salaried Person – Minimum Rs. 10,000 per month
    Self-Employed Person – Minimum Rs. 2,00,000 per year


    Salaried Person – Minimum 2 to 3 years of Experience in MNC, or a Private or Public Limited Company
    Self-Employed Person – Minimum 3 years of Experience in the current field

    Credit Score

    Typically, a credit score of 750 may be considered a good score for getting home loan


    DocumentsSalariedSelf Employed ProfessionalSelf Employed Non Professional
    Application form with photograph duly signed
    Identity, residence and age proof
    Last 6 months bank statements
    Last 3 months Salary-slips
    Processing fee cheque
    Form 16/ Income Tax Returns
    Proof of business existence
    Business profile
    Education qualification certificate and proof of business existence
    Last 3 years Income Tax Returns with computation of Income
    Last 3 years CA Certified/ Audited Balance Sheet and Profit & Loss Account


    1. Enter your details in the Home Loan Application Form

    2. Furnish your essential documents as asked to further the process

    3. Pay Home Loan Processing Fee

    4. Your Home Loan Application and Documents will be inspected and verified

    5. Your Home Loan Application will be queued and sent for approval or sanction

    6. Your lender will visit the property you intend to purchase for a legal check.

    7. After approval, your Home Loan Amount will be disbursed to your Bank Account

    Let's Get Started! Connect Now.

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